Paying a traffic ticket online in British Columbia seems way too simple, but there’s more to it than just making a payment. Here are 10 essential things to consider before you click “pay” on that speeding or traffic violation ticket:
1. Paying Is Admitting Guilt
When you pay a ticket online, you’re legally pleading guilty to the offence. This means you’re acknowledging fault, and it will go on your record as a conviction.
2. Insurance Premiums May Go Up
ICBC, British Columbia’s auto insurer, considers your driving record when calculating premiums. Even one traffic conviction can lead to higher insurance rates, impacting your finances over the long term.
3. It Affects Your Driving Record Permanently
Once the ticket is paid, the offence becomes a permanent part of your driving record. This record is referenced in future traffic matters and can affect your standing with the Office of the Superintendent of Motor Vehicles and it can be used against you in court in later matters.
4. It Could Lead to Driving Prohibitions
Multiple infractions on your record can trigger driving prohibitions, depending on the policies in place. A single ticket for a class 7 driver will often trigger a driving prohibition. Because of the “step up” principle, each ticket convictions may become a step toward more severe consequences down the road.
5. It Could Impact Your Job
If you drive professionally or work for a company that checks driving records, a ticket could affect your employment. Employers for rideshare, delivery, or commercial driving often require a clean driving record.
6. Life Insurance and Credit Applications Might Be Affected
Some life insurers and credit companies assess driving history as a measure of risk. A pattern of offences on your record could impact eligibility or increase your premiums and interest rates.
7. You Forfeit the Right to Challenge the Ticket
By paying, you lose the opportunity to contest the ticket in court. This means you’re giving up the chance to argue the circumstances or prove that you weren’t at fault.
8. The Government’s Easy Payment System Can Be Misleading
The online payment system makes paying a ticket quick and easy, which may lead some people to think it’s the best course of action. However, this convenience can result in unintended long-term consequences.
9. Legal Defences May Be Available
Many traffic tickets have potential defences. A lawyer can review the specifics of your case, explain your rights, and identify possible defences that could lead to the ticket being dismissed or reduced.
10. Consulting a Lawyer Is Free
Talking to a lawyer before paying a traffic ticket online costs nothing and can save you significant trouble in the future. A quick consultation can give you clarity on what you’re facing and help you make an informed decision.
Protect Your Driving Record – Talk to a Lawyer First
Before you pay a traffic ticket online, consider speaking to a BC Driving Lawyer. A quick conversation could save you from costly, long-term consequences. A lawyer can explain your options, outline possible defences, and ensure that your decision is well-informed.
